Summit Cash Rewards
Cashback · No annual fee
Rewards: 1.5% cash back on everything
Intro: 0% on purchases for 15 months · APR 18.99%–28.99% · Suggested credit: Good
Answer a few quick questions and get a ranked shortlist matched to how you actually spend. No login, no obligation — just clear, side-by-side comparisons.
⚖ Card terms are illustrative examples — verify current details with the issuer. Not financial advice.
A 4-step quiz that scores every card against your answers. Results are illustrative.
Pick the job you want a card to do.
Earn a percentage back on everyday spending — simple, flexible value.
Explore →✈Points and miles toward flights, hotels, and experiences.
Explore →↺Move existing balances to a low or 0% intro APR and pay down faster.
Explore →↑Establish or rebuild a credit history with starter and secured cards.
Explore →▽A lower ongoing APR if you sometimes carry a balance.
Explore →✓First cards designed around students and thin credit files.
Explore →▣Separate spending and earn rewards on business expenses.
Explore →A sample of cards across categories — ratings and terms are illustrative.
Cashback · No annual fee
Rewards: 1.5% cash back on everything
Intro: 0% on purchases for 15 months · APR 18.99%–28.99% · Suggested credit: Good
Travel Rewards · $95 annual fee
Rewards: 3x travel & dining, 1x other
Intro: No intro APR offer · APR 21.99%–29.99% · Suggested credit: Excellent
Balance Transfer · No annual fee
Rewards: No rewards — built for payoff
Intro: 0% on balance transfers for 21 months · APR 18.49%–28.49% · Suggested credit: Excellent
Cashback · No annual fee
Rewards: 5% rotating categories, 1% other
Intro: 0% on purchases for 15 months · APR 19.99%–29.99% · Suggested credit: Good
Cashback, travel, paying down debt, or building credit.
Your spending, credit profile, and fee comfort — about 30 seconds.
A ranked shortlist with match scores, side by side.
See how long a balance takes to clear and what interest it could cost with our payoff calculator.