🔒 No login required·Independent comparisons ·Updated for 2026
Cashback

Horizon Rewards 5%

Optimizers who activate quarterly categories.

★★★★☆ 4.2
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⚖ This is an illustrative example, not a real offer. CardCompass is not the card issuer. Verify all terms with the provider.

Overview

The Horizon Rewards 5% is an illustrative cashback card best suited to optimizers who activate quarterly categories. It earns 5% rotating categories, 1% other, and carries a no annual fee.

Highlights

  • 5% in rotating bonus categories
  • No annual fee
  • First-year rewards match

Things to consider

  • Requires quarterly activation
  • Quarterly spend caps apply

Is it a fit?

Consider this card if you align with its strengths and meet the suggested Good credit profile. If you are unsure, the card finder can compare it against your spending, or run the numbers in the payoff calculator.

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