🔒 No login required·Independent comparisons ·Updated for 2026
Building Credit

Foundation Secured

Starting a credit history from zero.

★★★⯪☆ 3.9
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⚖ This is an illustrative example, not a real offer. CardCompass is not the card issuer. Verify all terms with the provider.

Overview

The Foundation Secured is an illustrative building credit card best suited to starting a credit history from zero. It earns no rewards — credit building focus, and carries a no annual fee.

Highlights

  • Refundable security deposit
  • Reports to major bureaus
  • Path to an unsecured card

Things to consider

  • Deposit required up front
  • No rewards program

Is it a fit?

Consider this card if you align with its strengths and meet the suggested No credit history credit profile. If you are unsure, the card finder can compare it against your spending, or run the numbers in the payoff calculator.

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